Get a loan worth up to 65% of the market value of the property. Our high loan amounts also come with longer repayment tenures, all at attractive interest rates.
Mortgage Loans
Of all the threats to your financial security, none is more dangerous than debt. If you’re nearing a crisis point and your debt payments are consuming your disposable income, consider a mortgage loan referral through Us.
Avoid the Revolving Consumer Debt Trap
If you’re only paying the minimum on your credit card debts each month, you may not be making any impact on the balance. The reason?
Most credit card debt is considered “revolving” debt.
Because of the way the interest is calculated in revolving debt, it’s difficult to tell how long it’s going to take you to pay off the balance. With fixed debt, payments are scheduled for a fixed amount of time (like a car loan). You can easily tell when you will pay off the principal on the debt and — even with the same interest rate and monthly payments — your pay-off date is usually much sooner than with revolving debt.
Refinance Your Home Refinancing your mortgage could save you money and help you reach your financial goals. Looking for a lower interest rate, more affordable monthly payment, or to shorten your existing mortgage loan term? Refinancing your existing mortgage loan might be a good solution for you.*
If you need money for expenses, like medical bills or college, or want to know if you could lower your interest rate, monthly payment, or shorten your expected repayment terms on your debts, looking into a cash-out refinance may be a good option. A cash-out refinance allows you to access cash from the equity in your home and wrap that into one new first mortgage with one payment and fixed term.
*While refinancing your existing loan may reduce your monthly payment, your total finance charges may be higher over the life of the loan.
